“What about the loan?” he asked.
“The $186,400 remains due.”
Chelsea’s fingers tightened in her lap.
“Even after the donation?” she asked.
“Those are separate matters.”
“We can’t repay it all at once.”
“I know.
Albert knows.”
“Then what happens?”
“He is willing to restructure the note over five years at a reduced interest rate.
The payments will be made directly to his reserve account.
They are not optional, but they are manageable.”
Logan stared at the folder.
“And the business line?”
“The bank has agreed to give you sixty days instead of thirty.
You will need to refinance, provide different collateral, or reduce the balance substantially.”
“We’re already speaking with them.”
“That’s good.”
“We may have to sell the house.”
Fiona did not react.
“Then you may have to sell the house.”
The calmness of her answer made the decision feel real.
Not cruel.
Not catastrophic.
